When does repayment begin on the career starter loan?

Repayment on the career starter loan begins several months after commissioning, typically allowing new officers some time to transition from their training and education to their careers in the military. This timeframe is designed to give graduates a chance to stabilize their finances and secure their positions before beginning to repay the loan. The period before repayment starts can vary but generally extends for a few months after they receive their commissions, which provides a practical buffer as they enter the workforce and begin their duty assignments.

This structure reflects the understanding that it can take time to transition from student life to a professional military role, thus making it a supportive measure for new officers as they embark upon their responsibilities.